Required Minimum Distributions

How do RMDs draw down a portfolio over 22 years? Computed annual schedules for 10 balances at 3 growth rates, starting at 73.

30 computed examples

1.5M At 5 Percent 1.5M At 7 Percent 1.5M At 9 Percent 1M At 5 Percent 1M At 7 Percent 1M At 9 Percent 2.5M At 5 Percent 2.5M At 7 Percent 2.5M At 9 Percent 2M At 5 Percent 2M At 7 Percent 2M At 9 Percent 3M At 5 Percent 3M At 7 Percent 3M At 9 Percent 4M At 5 Percent 4M At 7 Percent 4M At 9 Percent 500K At 5 Percent 500K At 7 Percent 500K At 9 Percent 5M At 5 Percent 5M At 7 Percent 5M At 9 Percent 7.5M At 5 Percent 7.5M At 7 Percent 7.5M At 9 Percent 750K At 5 Percent 750K At 7 Percent 750K At 9 Percent
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Educational purposes only. This tool illustrates mathematical concepts related to long-term financial planning and is not financial advice. Numbers are computed from standard formulas and do not account for individual tax situations, inflation, or sequence-of-returns risk. Consult a qualified financial professional before making investment decisions. Data: 2026 tax year (verified 2026-06-11).